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Pacific Ledger


My 3 Favourite Canadian Bank Accounts for Everyday Banking, Saving, and Investing (2025 Guide)
When it comes to managing your money, the accounts you choose matter — not just for convenience, but for how much interest you earn, how...
Pacific Ledger
Oct 6, 20254 min read


Best High-Interest Savings Accounts in Canada (2026 Comparison)
High-interest savings accounts (HISAs) have become one of the easiest ways for Canadians to earn more on their cash without taking on extra risk. With interest rates changing frequently and traditional banks offering as little as 0.01 percent, choosing the right account can make a meaningful difference in your financial progress. This 2026 comparison outlines the top high-interest savings accounts in Canada, what makes each one stand out, and how to choose the right fit based
Pacific Ledger
Nov 15, 20255 min read


The Kevin O’Leary Diversification Strategy: How to Protect Your Portfolio from Risk
Kevin O’Leary—entrepreneur, investor, and Shark Tank personality—is known for a disciplined, risk-first approach to wealth building. While many investors chase trends or try to time the market, O’Leary focuses on one core principle: Protect your capital through strict diversification. His investing framework is built around two simple rules: Never invest more than 5% of your portfolio in a single stock Never invest more than 20% of your portfolio in one sector These limits m
Pacific Ledger
Nov 5, 20252 min read


How to Analyze Altcoins Before Investing (Step-by-Step Guide for 2025)
The crypto market moves fast. Thousands of altcoins launch every year, but only a small fraction survive long enough to create real value. Whether you invest long term or trade short term, proper altcoin research helps you avoid hype-driven traps and focus on projects with genuine potential. At Pacific Ledger , our crypto portfolio is held in Wealthsimple , where fees are lower than most traditional exchanges. A step-by-step altcoin analysis framework 1) Quick triage (filter
Pacific Ledger
Nov 5, 20253 min read
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