
Pacific Ledger
The Best Canadian Finance Apps — Tested & Ranked
I test the bank accounts, investing apps and credit cards so you don't have to. All free. All Canadian.
See my top picks below!
My Top Canadian Banks
Start here to never pay bank fees again, earn the interest you're owed, and invest with ease.
Great every-day bank account, especially if you're self-employed and don't receive direct deposit income. Earn the best interest rates on chequing and savings, the best cash-back Mastercard and 100% liquidity for your high-yield savings account.
My go-to for self-managed TFSA investing and non-registered account investing. Buy stocks, ETFs, and crypto with ease and little to no fees. Also enjoy the best travel card on the market with no foreign transaction fees and 1% cash back on all purchases.
The best chequing account if you receive direct deposit income that blows all other chequing account interest rates out of the water. Deposit and withdraw cash easily at any ATM with no fees.
Gear I Use
The camera bag I film with. Fits a laptop, camera gear, and everything else — without looking like a camera bag.

I'm Gabby — bookkeeper turned Canadian finance creator. After years managing other people's money professionally, I started testing every bank account, investing app, and credit card in Canada myself. These are the ones I actually use.
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